.insurance-carriers {
    margin-top: 2rem;
}

.insurance-carriers img {
    height: 45px;
    margin: 0 3rem 3rem 0;
}

.insurance-carriers img:first-of-type {
    height: 60px;
}

.insurance-carriers img:last-of-type {
    height: 90px;
}

/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   WIDGETS TURNED OFF
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */ 
#testimonials,
#newsletter {
  border-top: 0;
  padding: 0;
}

#consultation .form-group:nth-of-type(8) {
    display: none;
}


/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   TYPOGRAPHY
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */ 
h1, h2, h3, h4, h2 > a, h3 > a, #topbar a.phone-link,
#myCarousel .carousel-caption h2 span:nth-of-type(2),
#index-section h1 .first-word, #interior h2, #interior h3 {
  color: #17345d;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
    letter-spacing: -1px;
}

.highlight {
    color: #ec4f82 !important;
    font-size: 20px;
    margin-top: 10px;
    text-transform: uppercase;
    line-height: 1.4 !important;
    font-weight: 400 !important;
    letter-spacing: 1px !important;
    margin-top: 1rem;
}

strong {
  font-family: 'Poppins', sans-serif;
  font-weight: 500;
}

p + h2, p + h3, p + h4, p + h5, p + h6 {
  margin: 1.5rem 0 0.1rem;
}

p, ul, li {
    font-family: 'Poppins', sans-serif;
    font-size: 17px;
    color: #362e2e;
    font-weight: 300;
}

li {
  line-height: 2;
}

a, a:active, a:focus, a:visited, 
h2>a, h3>a {
  color: #009AD8;
  font-weight: 500;
  font-family: 'Poppins', sans-serif;
}

a:hover {
  color: #00608C;
}

#index-section a:not([class*='btn']) {
  color: #15a2c7;
  font-weight: 600;
}

#index-section a:not([class*='btn']):hover {
    color: #015C94;
}



/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   BUTTONS
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */ 
.btn, a.btn, a.btn:active, a.btn:focus, a.btn:active:focus, .btn:not(:disabled):not(.disabled).active, .btn:not(:disabled):not(.disabled):active:focus, a.btn-primary, a.btn-primary:active, a.btn-primary:focus, a.btn-primary:active:focus, .btn-primary, .btn-primary:active, .btn-primary:focus, .btn-primary:active:focus, a.btn-secondary, a.btn-secondary:active, a.btn-secondary:focus, a.btn-secondary:active:focus, .btn-secondary, .btn-secondary:active, .btn-secondary:focus, .btn-secondary:active:focus, .btn-default, .btn-default:active, .btn-default:focus, .btn-default:active:focus, .btn-default:not(:disabled):not(.disabled):active:focus, .btn-primary:not(:disabled):not(.disabled).active, .btn-primary:not(:disabled):not(.disabled):active, .show>.btn-primary.dropdown-toggle {
  background: #15a2c7;
  border-radius: 40px;
  color: #FFF;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  padding: 0.8rem 2rem;
  font-size: 16px;
  text-transform: uppercase;
}

.btn:hover, .btn-primary:hover, 
.btn-default:hover, 
a.btn:hover, 
a.btn-primary:hover, 
a.btn-default:hover {
    background: #0eaed8;
}


a.btn-secondary:hover, 
.btn-secondary:hover {
  background: #0eaed8;
  border-color: #0eaed8;
}

/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   HEADER TOPBAR
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */ 
#topbar {
    padding: 2.1rem 2rem;
}

#topbar a.phone-link:hover {
    color: #027DC1;
}

#topbar .fas {
    margin-right: 8px;
    font-size: 21px;
    color: #14a2c7;
}

#topbar a.sm-link {
  background: #818386;
  border-radius: 0;
  font-weight: 500;
}

#topbar a.sm-link:hover {
    background: #0098D7;
}


/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   NAV
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */ 
.navbar-brand {
  top: -5.7rem;
}

.navbar-brand img {
  max-width: 295px;
  padding: 0;
}

header.fixed .navbar-brand img {
  max-width: 275px;
}

.navbar .navbar-nav .nav-link, .navbar .navbar-nav .nav-link:active, .navbar .navbar-nav .nav-link:focus {
  text-shadow: 2px 2px 3px rgba(0,0,0,.3);
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  padding: .675rem 1rem;
    text-transform: uppercase;
    letter-spacing: -1px;
}

.navbar .navbar-nav .nav-link:hover, .navbar .navbar-nav .nav-item.show .nav-link, header.fixed #nav-menu .navbar .navbar-nav .nav-link:hover, header.fixed #nav-menu .navbar .navbar-nav .nav-link:active:hover, header.fixed #nav-menu .navbar .navbar-nav .nav-link:focus:hover {
  color: #00dbff;
}

header.fixed #nav-menu .navbar .navbar-nav .nav-link, header.fixed #nav-menu .navbar .navbar-nav .nav-link:active, header.fixed #nav-menu .navbar .navbar-nav .nav-link:focus {
  color: #17325d;
  text-shadow: none;
    text-transform: uppercase;
    letter-spacing: -1px;
}

.navbar .dropdown-item, 
.navbar .dropdown-item:active, 
.navbar .dropdown-item:focus {
  font-size: 15px;
    font-weight: 300;
}

/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   CAROUSEL
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */ 
#myCarousel, .carousel-inner, .carousel-item {
    max-height: 720px;
    height: 720px;
}

#myCarousel .carousel-item:nth-of-type(1) {
    background-image: url(site_images/slide1.jpg);
}

#myCarousel .carousel-item .carousel-caption {
    background: rgb(7, 78, 107);
    background: -webkit-linear-gradient(45deg, rgb(23 52 93 / 81%) 0%,rgb(0 130 164 / 82%) 100%);
    background: -o-linear-gradient(45deg, rgb(23 52 93 / 81%) 0%,rgb(0 130 164 / 82%) 100%);
    background: linear-gradient(45deg, rgb(23 52 93 / 81%) 0%,rgb(0 130 164 / 82%) 100%);
    filter: progid:DXImageTransform.Microsoft.gradient( startColorstr='#17325d', endColorstr='#17325d',GradientType=1 );
    padding: 2.5rem 3rem;
    left: 9%;
    max-width: 550px;
    border-radius: 20px;
    box-shadow: 3px 3px 10px rgb(0 0 0 / 38%);
}

#myCarousel .carousel-control-next, 
#myCarousel .carousel-control-prev {
  color: rgba(255, 255, 255, 0.75);
}

#myCarousel .carousel-control-next:hover, #myCarousel .carousel-control-prev:hover {
  color: #FFF;
}

#myCarousel .carousel-caption .slash {
  color: rgba(255, 255, 255, 0.45);
}



/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   CAROUSEL - TAGLINES
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */ 
#myCarousel .carousel-caption h2 span:nth-of-type(1) {
  color: #35d1ed;
  margin: 0 0 1rem;
  font-family: 'Poppins', sans-serif;
}

#myCarousel .carousel-caption h2 span:nth-of-type(2) {
    color: #FFF;
    line-height: 1.4;
    font-size: 38px;
    font-weight: 700;
    margin: 0 0 1rem;
    text-transform: none;
}

#myCarousel .carousel-caption h2 span:nth-of-type(3) {
  font-size: 25px;
  margin: 0 0 3rem;
}

#myCarousel .carousel-caption .slide-links .btn-primary {
    background: #ec4f82;
}


/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   HOME PAGE - INDEX
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */
#index-section h1 {
  color: #17345d;
  font-size: 1.7rem;
  padding-bottom: 0.8rem;
  font-weight: 600;
}

#index-section h1 .first-word {
    position: initial;
    font-size: 1.7rem;
}

#index-section h1::after {
  background: #808184;
  left: initial;
  width: 0;
}

#index-section p {
    color: #555;
}

#index-section #index-buttons {
  padding-left: 0;
}

#index-buttons .btn-secondary {
  background: transparent !important;
  color: #313552;
}


#index-buttons .btn-secondary:hover {
  background: #0eaed8 !important;
  color: #FFF;
}






/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   HOME PAGE - RESOURCES TOOLBAR
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */
#resources {
  background: #1D1D1D;
  padding: 0;
}

#resources a {
  color: rgba(255, 255, 255, 0.83);
  font-size: 15px;
  font-weight: 600;
  font-family: 'Montserrat', sans-serif;
}

#resources a:hover {
  color: #FFF;
}

#resources a > i {
  color: rgb(255 255 255 / 65%);
}

#resources a:hover i {
  color: #FFF;
}

#resources a:not(:first-of-type) {
  border-left: 1px solid rgba(255, 255, 255, 0.16);
}


#resources .covid {
  color:#FF4F4F;
}



/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   HOME PAGE - HORIZ SERVICE BOXES
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */
#services {
    background: #174280;
    bottom: 0;
    left: 0;
    position: relative;
    right: 0;
    top: auto;
}

#services img {
  width: 40px;
  margin-bottom: 1rem;
}

#services .service .icon2 {
  margin-bottom: 5px;
  width: 53px;
}

#services h2 {
  font-size: 19px;
}

#services h2 > span {
  font-weight: 600;
  font-family: 'Montserrat', sans-serif;
  line-height: 1.4;
}

#services p {
  color: rgba(255, 255, 255, 0.76);
  font-size: 15px;
}

#services .column:nth-of-type(1).animated {
    background: #163c72;
}

#services .column:nth-of-type(2).animated {
    background: #174280;
}

#services .column:nth-of-type(3).animated {
    background: #194b93;
}

#services a:hover .service {
  background: rgb(0 0 0 / 14%);
}

#services .service-consultation h2 {
  font-weight: 600;
  color: rgba(255, 255, 255, 0.75) !important;
  font-size: 14px;
  letter-spacing: 1px;
}

#services .service-consultation p {
    font-weight: 500;
    line-height: 1.4;
}

#services .service-consultation .btn-primary {
    font-weight: 600;
    padding: 0.8rem 2rem;
    font-size: 16px;
}

#services .service-consultation:hover .btn-primary {
  background: #0eaed8;
}






/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   HOME PAGE - SPLIT RIBBONS
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */
#split-ribbon-1 .split-bg {
    background-image: url(site_images/why-need-disability-insurance.jpg);
}

#split-ribbon-2 .split-bg {
    background-image: url(site_images/faq-dentist.jpg);
}

#split-ribbon-1 .text::before, 
#split-ribbon-2 .text::before {
  background: #808184;
}

#split-ribbon-1 .text h2, 
#split-ribbon-2 .text h2 {
  color: #17345d;
  font-weight: 600;
}

#split-ribbon-1 .text p, 
#split-ribbon-2 .text p {
    color: #555;
}

#split-ribbon-1 .text p {
  padding-right: 3rem;
}

#split-ribbon-2 .text p {
  padding-left: 4rem;
}



/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   HOME PAGE - NEWSLETTER
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */
#newsletter {
  background: rgb(121, 122, 123);
  background: -webkit-linear-gradient(45deg, rgb(88, 88, 88) 0%,rgb(66, 66, 66) 100%);
  background: -o-linear-gradient(45deg, rgb(88, 88, 88) 0%,rgb(66, 66, 66) 100%);
  background: linear-gradient(45deg, rgb(88, 88, 88) 0%,rgb(66, 66, 66) 100%);
  filter: progid:DXImageTransform.Microsoft.gradient( startColorstr='#3a426b', endColorstr='#323450',GradientType=1 );
}

#newsletter h2 {
  font-weight: 600;
}



/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
  HOMEPAGE - AFFILIATES
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */ 
#affiliates {
  background: #FFF;
  border: 0;
  padding: 0;
}

#affiliates .affiliates img {
  margin: 1.8rem 2.2rem;
}

#affiliates img:nth-of-type(1) {
    width: 150px;
    max-width: initial;
}

#affiliates img:nth-of-type(2) {
  position: relative;
  bottom: 6px;
}

#affiliates img:nth-of-type(3) {
  width: 260px;
  max-width: initial;
}





/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   INNER PAGES
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */ 
#interior-hero {
    background-image: url(/site_images/inner-bg-hero.jpg);
    background-image: none;
    background: #17345d;
    height: 5rem;

}

#interior h1::before, #interior h1::after {
  height: 0;
  display: none;
}

#interior img {
    border-radius: 10px;
}

#interior h1 {
    color: #ffffff;
    font-size: 36px;
    margin: 14.5% 5% -21% 4%;
    text-shadow: 3px 3px 12px rgb(0 0 0 / 85%);
    line-height: 1.3;
}

#interior .long-h1 {
    margin: 11.5% 5% -23.5% 4%;
    color: #ffffff;
    font-size: 36px;
    text-shadow: 3px 3px 12px rgb(0 0 0 / 85%);
    line-height: 1.3;
}

#interior #consultation h1 {
    color: #17345d;
    font-size: 36px;
    margin: 0 0 0.3rem;
    text-shadow: none;
}

#interior h2 {
  color: #17345d;
  font-size: 22px;
  line-height: 1.4;
  margin-bottom: 2rem;
}

#interior .about h2,
#interior .best-insurance h2,
#interior .faqs h2,
#interior .understanding-riders h2,
#interior .insurance-cost h2,
#interior .groupvsindividual h2,
#interior .shortvslong h2 {
    margin-bottom: 0.5rem;
}


#interior .about h4 {
    font-size: 20px;
    margin-bottom: 0.7rem;
}

#interior .highlight-imgs {
    margin-top: 3rem;
}

#interior .highlight-imgs img {
    margin-bottom: 2rem;
}

#interior .lists {
  margin-top: 1.5rem;
}

#interior .lists h2 {
  font-size: 19px;
}

#interior .lists ul {
  margin-bottom: 25px;
}

#interior .lists li {
  font-size: 15px;
}


#interior .disclaimer {
  font-size: 14px;
  padding-top: 1rem;
}



#interior a:hover img {
  transform: scale(1.05,1.05);
}




/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   INNER PAGES - SIDEBAR
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */ 
#sidebar {
    margin: 0 0 0;
}

#sidebar .sidebar::before {
  background: none;
}

#sidebar .sidebar {
  border: 0;
    border-radius: 10px;
    padding-left: 3rem;
    background-image: url(site_images/sidebar-bg.jpg);
    background-position: center;
    background-repeat: no-repeat;
    background-size: cover;
}

#sidebar .sidebar::after {
    bottom: 0;
    content: '';
    left: 0;
    position: absolute;
    right: 0;
    top: 0;
    background: #17345d;
    background: linear-gradient(to left, rgb(8 36 76 / 63%), rgb(23 52 93 / 87%));
}


#sidebar .sidebar span {
    color: #e41f5f;
    font-size: 19px;
    font-weight: 400;
    letter-spacing: 1px;
    margin: 0 0 0.5rem;
    text-transform: uppercase;
    font-family: 'Montserrat', sans-serif;
}

#sidebar h2 {
    color: #092349;
    font-size: 24px;
    font-weight: 600;
    line-height: 1.4;
    text-transform: uppercase;
    z-index: 9999;
    position: relative;
    color: #FFF;
    text-shadow: 3px 3px 12px rgb(0 0 0 / 74%);
}

#sidebar p {
    font-size: 17px;
    z-index: 9999;
    position: relative;
    color: #FFF;
    line-height: 1.4;
    text-shadow: 3px 3px 12px rgb(0 0 0 / 74%);
}

#sidebar .btn-primary {
  background: #ec4f82;
  padding: 0.8rem 2rem;
  font-size: 16px;
  letter-spacing: 0;
  z-index: 9999;
  position: relative;
}

#sidebar .btn-primary:hover {
    background: #e75483;
}



/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   FOOTER
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */ 
#cta {
    background-image: url(site_images/cta-bg.jpg);
    background: #16335d;
}

#cta .box.left,
#cta .box.right {
    border-radius: 10px;
}

#cta .box.left {
  background: none;
}

#cta .overlay {
  background: rgba(12, 12, 12, 0.15);
}

#cta .box {
  background: 0ea4cc;
    padding: 2rem 2rem 1rem;
}

#cta h2 {
  color: #FFF;
  font-weight: 600;
  line-height: 1.4;
  margin-bottom: 1rem;
}

#cta h3 {
    color: #ff4d87;
    font-size: 32px;
}

#cta h2::before, #cta h2::after {
    background: none;
    height: 0;
}

#cta .form-control {
  height: 3rem;
  border: 0;
  background: rgb(21 45 81 / 7%);
  font-size: 16px;
  font-family: 'Poppins', sans-serif;
}

#cta placeholder {
  font-size: 21px;
  font-family: 'Poppins', sans-serif;
}



#cta h2::after {
  background: #808184;
}

#cta .d-flex i {
  color: #007b9f;
}

#cta .d-flex a, 
#cta .d-flex p {
  font-weight: 500;
  font-family: 'Open Sans', sans-serif;
}

#cta .d-flex a:hover {
  color: #15a2c7;
}

footer {
  background: #0e264a;
}

#cta .box .d-flex:first-of-type, 
#cta .box .d-flex:nth-of-type(4) {
  margin-bottom: 0;
}

footer #footer-nav a:not(:last-of-type) {
  border-right: 1px solid rgba(255, 255, 255, 0.25);
}

footer p,
#footer-nav a {
  color: rgba(255, 255, 255, 0.6);
}

footer a:hover {
  color: #FFF;
}

footer #footer-nav a {
  font-weight: 500;
}




/*- - - - - - - - - - - - - - - - - - - - - - - - - - - - -  - - - 
   MEDIA QUERIES
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  */ 
@media (max-width: 1024px) {
.navbar .navbar-nav .nav-link, .navbar .navbar-nav .nav-link:active, .navbar .navbar-nav .nav-link:focus {
    padding: .675rem .5rem;
    font-size: 14px;
  }
}

@media (max-width: 768px) {
  #topbar {
    padding: 1.5rem 1rem;
  }

  .navbar-brand {
    top: -4.8rem;
  }

  .navbar-brand img {
    max-width: 235px;
  }

  .navbar .dropdown-item, 
  .navbar .dropdown-item:active, 
  .navbar .dropdown-item:focus {
    font-size: 17px;
    color: #6D6D6D;
  }

  #myCarousel .carousel-item .carousel-caption {
    padding: 5rem 5rem 3.5rem;
    left: 50%;
    max-width: 100%;
  }

  #resources a, #resources a:not(:first-of-type) {
    border: 0;
    text-align: center;
    width: calc(25% - 1rem);
  }

  .navbar .navbar-nav .nav-link, .navbar .navbar-nav .nav-link:active, .navbar .navbar-nav .nav-link:focus {
    text-shadow: none;
    font-size: 18px;
    font-weight: 600;
  }

  #interior-hero {
    top: initial;
  }
}


@media (max-width: 575px) {
  #topbar {
    padding: 1.5rem 1rem 0rem;
  }

  #myCarousel .carousel-caption h2 span:nth-of-type(1) {
    line-height: 1.4;
    letter-spacing: 2px;
  }

  #myCarousel .carousel-item .carousel-caption {
    padding: 5rem 1.5rem 3.5rem;
  }

  #myCarousel .carousel-item:nth-of-type(3) {
    background-position: right;
  }

  #split-ribbon-1 .text h2, #split-ribbon-2 .text h2 {
    font-size: 1.8rem;
  }

  #split-ribbon-1 .text p {
    padding-right: 0rem;
  }

  #split-ribbon-2 .text p {
    padding-left: 0rem;
  }

  #sidebar .btn-primary {
    padding: 1.4rem 1.4rem;
  }
}



@media (max-width: 480px) {
  #topbar a.phone-link {
    font-size: 20px;
  }

  .navbar-brand {
    top: initial;
  }

  #interior-hero {
    background-image: none;
    height: 0;
  }

  #interior {
    padding: 3rem .5rem;
  }

  #resources a, #resources a:not(:first-of-type) {
    width: calc(100% - 1rem);
  }

  .navbar-brand img {
    padding: 0 0 0.3rem;
  }

  .navbar-brand img {
    max-width: 160px;
  }
}